What Workers Compensation Scheme am I Covered By?

Comcare? Underwritten? No coverage at all? Knowing what workers compensation scheme you’re covered by can be confusing and the Injured Workers Service is here to answer your questions and make the system easier to understand.

Safety, Rehabilitation and Compensation Act – the SRC Act

Are you employed by the Commonwealth or by a Commonwealth Authority?

Are you employed by an authority or body established by the Australian Capital Territory or the Australian Capital Territory Government?

You’re covered by the SRC Act

Injury (s5A): ‘a physical or mental injury arising out of, or in the course of, the employee’s employment’, or ‘an aggravation of a physical or mental injury (other than a disease) suffered by an employee (whether or not that injury arose out of, or in the course of, the employee’s employment), that is an aggravation that arose out of, or in the course of, that employment’.

Notifying your employer [s53(1)(a)]: As soon as practicable.

Worker’s Compensation Act 1951 – ACT Worker’s Compensation

All workers in the ACT that aren’t covered by the federal system. Compensation provided by private insurance companies.

Injury (s4): ‘a physical or mental injury (including stress) ... includes aggravation, acceleration or recurrence of a pre-existing injury ... arising out of, or in the course of, the worker’s employment ...’

Notifying your employer [s93(1)]: As soon as possible.

Employer notifies insurer [s93(2)]: within 48 hours of becoming aware.

If you have sustained a workplace injury and need advice, contact the Injured Workers Service via injuredworkerscbr@unionsact.org.au or on (02) 8294 5181.